Financial U

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• Yesterday’s Investments Equal Tomorrow’s Riches
  Time is money--and time is on your side. Start now and compound interest might make you wealthy.
• 10 Cash-Smart Tips for College Students
  It’s all about choices--you can learn the fine art of making good ones to make the most of your money.
• The Expense of Eden
  If college is the best time of your life, here’s how to pay for the high life.
• Phishing Trip
  Think twice before you bite on that official-looking e-mail--you could be filleted by a fraudster.
• The One Test You Can’t Study For
  Your LSATs, MCATs, SATs, ACTs, and GREs all involve important scores. There’s another that’s equally or more important--your credit score.
• Checking You Out
  Picking the right checking account is a lot like picking that special someone--there are many fish in the sea.
• Credit Rapport
  The credit card push on campus can strap you with high bills and borrowing rates. There’s a better way.
• Apartment Hunting...Again?
  Finding a better place to live while you study shouldn't be trial and error. Read this rundown to prepare for a more successful search.
• Dangerous Disclosures
  Don't get suckered by a slippery survey. Know how to protect yourself from illegal pretexting and identity theft.
• Spring Break on a Budget
  Don't let spring break scams take you for a ride. These tips help you shop for good deals and avoid getting suckered by smooth sales pitches.
• Sharing Spaces and Payments
  Have you had "the talk" with your future roommates? Decide who's going to pay the bills and buy the bread--before you move in. You may get stuck with a negative credit report if things go wrong.
• Who Wants to be a Millionaire?
  Want an invitation to the university's millionaire party in 2045? Then start socking away savings early--while you're in your 20s--with IRAs and an employer 401(k). Over time, those contributions are your ticket to a sound financial future.
• Order Your Free Credit Report... Before You Need Credit
  Crooks want you! Teens and young adults make up almost one-third of the 10 million ID theft victims annually, so get a free copy of your credit report to make sure you're not one of them.
• Crunch Time
  If you think completing a tax return is like eating cockroaches, you need help. Actually, you just need the basics. Who can claim you and who can't, how much student-loan interest you can deduct, and where to get free help with the forms.